Automobile Insurance
Protect Yourself In Case Of An Accident
Different cars fill different needs for different people. The same is true with different kinds of auto insurance. Helping you find the perfect fit among the companies and coverages we represent is what we do. For instance, many insurance companies offer discounts for:
- Having a good driving record
- Being a good student
- Driving a safe car
- Insuring your home and auto with the same carrier
 Why Purchase Automobile Insurance?
- Safeguard your investment and help protect the people important to you
- Pay for medical expenses in case of an accident
- Provide financial protection from lawsuits occurring from an accident
- Cover losses caused by underinsured or uninsured motorists
- Pay for damages to your vehicle due to theft, vandalism or natural disasters
There are a variety of benefits to consider as well. Some companies offer perks like:
- Free windshield repair
- 24-hour claims
- Repairs guarantees
- Accident forgiveness
- Flexible payment options
Basic Components of Automobile Insurance
- Bodily Injury Liability
Coverage for any bodily injuries you cause to someone else.
- Property Damage Liability
Covers any damages you cause to someone else's property (i.e., vehicle, home or city property).
- Personal Injury Protective (PIP)
Provides for the treatment of injuries to the driver and any passenger(s) of the policyholder's car.
- Collision Coverage
An optional coverage that covers damage to your car that's the result from a collision. Insurance will cover for these damages once the policyholder's deductible is met.
- Comprehensive (Other Than Collision) Coverage
Another optional coverage that covers damages to your car in an event that does not involve a collision (i.e., theft, vandalism, animal collision). Insurance will cover for these damages once the policyholder's deductible is met.
- Uninsured Motorist Coverage
Offers protection if you are injured in a collision with a driver who is neither insured or insufficiently insured.
Back to Services & Insurance Types
|
